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Finance · a live data story

Life Insurance,
according to AI

Every week we ask ChatGPT, Claude and Gemini the questions real UK consumers ask about life insurance — and record exactly which brands they put forward. Right now, Aviva owns the conversation.

0 AI answers this run · 0 brands named · measured, never estimated

The podium

Aviva is the default answer.

Named in 25% of life insurance answers, typically in position 2.1. Vitality follows at 18%, Legal & General at 15%.

Vitality
18% of answers
Aviva
25% of answers
Legal & General
15% of answers
The full board

Every brand AI names, ranked.

Visibility is the share of answers naming the brand; citation share is its slice of all brand-owned pages cited; read→cited is how often its pages convert a read into a citation.

#BrandVisibilityAvg. positionCitation shareRead→cited
1Aviva 25% 2.1 0%
2Vitality 18% 2.9 13% 29%
3Legal & General 15% 3.1 22% 24%
4Royal London 15% 3.8 8% 29%
5Zurich 13% 4.1 3% 100%
6Scottish Widows 8% 2.8 2%
7LV= 7% 2.3 3%
8AXA 5% 1.7 0%
9The Exeter 5% 4.0 0% 0%
10Post Office 2% 1.0 17% 75%
11Aegon 2% 4.0 0%
12Shepherds Friendly 2% 5.0 3%
13SunLife 0% 3% 0%
14Your brand 0% 25% 25%
Who AI trusts here

The referees of life insurance.

The independent sources AI models cite when answering life insurance questions — the places a brand needs to be seen, reviewed and ranked.

moneyhelper.org.uk 32 cites
wecovr.com 20 cites
reassured.co.uk 11 cites
drewberryinsurance.co.uk 9 cites
fca.org.uk 9 cites
moneysupermarket.com 8 cites
utterlycovered.com 6 cites
abi.org.uk 5 cites
gov.uk 4 cites
iaminsured.co.uk 4 cites
Read is not cited

Post Office converts reads into citations. SunLife doesn't.

When Claude or ChatGPT opens a brand's own pages while answering, does the page make the cited-sources list? Post Office converts 75% of reads; SunLife just 0%. That gap is a content problem, not a visibility problem.

Post Office · read 4×75%
Vitality · read 7×29%
Royal London · read 7×29%
Your brand · read 28×25%
Legal & General · read 17×24%
SunLife · read 3×0%
Full data table
#BrandVisibilityAvg. positionCitation shareRead→cited
1Aviva25%2.10%
2Vitality18%2.913%29%
3Legal & General15%3.122%24%
4Royal London15%3.88%29%
5Zurich13%4.13%100%
6Scottish Widows8%2.82%
7LV=7%2.33%
8AXA5%1.70%
9The Exeter5%4.00%0%
10Post Office2%1.017%75%
11Aegon2%4.00%
12Shepherds Friendly2%5.03%
13SunLife0%3%0%
14Your brand0%25%25%
Which AI you ask

The models do not agree on who leads.

Ask about life insurance and the brand you are shown depends on the assistant: Claude → Royal London, Gemini → Aviva, ChatGPT → Aviva. Their top-five lists share just 67% of names.

Claude recommends
Royal London
named in 20% of its answers
Gemini recommends
Aviva
named in 35% of its answers
ChatGPT recommends
Aviva
named in 25% of its answers

Brands whose visibility swings most between models — the bar per model, widest gap on the right.

Aviva 20pp
Royal London 10pp
Vitality 10pp
Legal & General 10pp
The Exeter 10pp
AXA 10pp
ClaudeGeminiChatGPT
The data behind this chart
BrandClaudeGeminiChatGPTSpread
Aviva15%35%25%20pp
Royal London20%15%10%10pp
Vitality15%25%15%10pp
Legal & General15%10%20%10pp
The Exeter5%10%0%10pp
AXA5%10%0%10pp
Zurich15%10%15%5pp
Scottish Widows10%10%5%5pp
Shepherds Friendly5%0%0%5pp
LV=5%10%5%5pp
Keep exploring

Nineteen more categories.

Method: 20 unbranded consumer prompts per category, spread across the buying journey, run weekly against ChatGPT, Claude and Gemini. Read→cited uses Claude and ChatGPT only (Gemini does not separate the two). Correlational observations of model behaviour at the time of the run. Data from the run completed Tue, 01 Sep 2026 13:17:33 GMT.

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