BrandInsightAI Insights
Finance · a live data story

Investment Platforms,
according to AI

Every week we ask ChatGPT, Claude and Gemini the questions real UK consumers ask about investment platforms — and record exactly which brands they put forward. Right now, Capital.com owns the conversation.

0 AI answers this run · 0 brands named · measured, never estimated

The podium

Capital.com is the default answer.

Named in 40% of investment platforms answers, typically in position 2.2. AJ Bell follows at 28%, Trading 212 at 25%.

AJ Bell
28% of answers
Capital.com
40% of answers
Trading 212
25% of answers
The full board

Every brand AI names, ranked.

Visibility is the share of answers naming the brand; citation share is its slice of all brand-owned pages cited; read→cited is how often its pages convert a read into a citation.

#BrandVisibilityAvg. positionCitation shareRead→cited
1Capital.com 40% 2.2 0% —
2AJ Bell 28% 3.7 7% 27%
3Trading 212 25% 2.7 2% 22%
4Hargreaves Lansdown 25% 3.1 14% 29%
5Vanguard 20% 3.2 7% 43%
6InvestEngine 17% 3.6 3% 22%
7Interactive Investor 13% 4.6 10% 21%
8Freetrade 13% 4.9 3% 33%
9fidelity 10% 3.8 7% 16%
10IG 8% 2.6 4% 20%
11Interactive Brokers 8% 2.8 0% 0%
12Saxo 8% 3.6 3% 23%
13Dodl 8% 5.2 0% —
14Wealthify 7% 4.5 3% 100%
15Aberdeen 5% 5.0 0% —
What AI wants here

Capital.com is named most. That is not the same as being wanted.

Being named is visibility. Underneath it, asked to rate each brand directly, the AI assistants judge it three ways — how much it stands out, how much it belongs, and how much it is returned to. They put 8% of the 39 brands rated above indifference. Vanguard leads the brands the answers name, at 70% of maximum Desire. On attraction, the most divided driver, Monzo indexes 140 against EQi at 66, on a category average of 100.

Attraction
Monzo140
EQi66
74-point spread
Attachment
Monzo139
EQi66
73-point spread
Affinity
Vanguard121
EQi76
45-point spread
Vanguard: Attraction 117, Affinity 121, Attachment 117
Vanguard
Above indifference · Ahead on all three
Trading 212: Attraction 125, Affinity 100, Attachment 115
Trading 212
Indifferent · Chosen, not loved
Hargreaves Lansdown: Attraction 107, Affinity 110, Attachment 118
Hargreaves Lansdown
Indifferent · Relied on, not exciting
AttractionAffinityAttachment

Each whorl lights one ring per index threshold cleared (84 / 92 / 100 / 108 / 116). Above indifference means Desire above two-thirds of its maximum. See the full investment platforms desire edition →

What AI searched for first

Before it answers, it goes looking for Trading 212.

An assistant does not answer from memory alone. It runs its own web searches first, and whoever it searches for is the shortlist it then chooses from. Across 86 searches in investment platforms, Trading 212 is named in 15% of the ones that name a brand at all. ChatGPT Web, Copilot do not report their searches, so these shares are measured against the ones that do.

Trading 212 15%
Hargreaves Lansdown 10%
Interactive Investor 10%
InvestEngine 10%
Vanguard 10%
Aberdeen 5%
Claude
Searches per question1.4
Names a brand0%
Names a year48%
Goes to a site0%
Gemini
Searches per question1.9
Names a brand0%
Names a year29%
Goes to a site0%
ChatGPT
Searches per question1.3
Names a brand28%
Names a year40%
Goes to a site76%
UK stocks and shares ISA platform fees official Hargreaves Lansdown AJ Bell Fidelity Vanguard Interactive Investor Trading 212 InvestEngine 2026
ChatGPT
site:gov.uk rates and allowances 2026 2027 capital gains annual exempt amount dividend allowance personal savings allowance
ChatGPT
UK active trading platform charting research tools IG CMC Saxo Interactive Brokers official
ChatGPT
where to download annual tax certificate and dividend statements uk platforms
Gemini

These are the assistants' own searches, read from their answers — not what anyone typed into a search engine.

Who AI trusts here

The referees of investment platforms.

The independent sources AI models cite when answering investment platforms questions — the places a brand needs to be seen, reviewed and ranked.

gov.uk 32 cites
fca.org.uk 17 cites
moneysavingexpert.com 10 cites
moneyhelper.org.uk 9 cites
financial-ombudsman.org.uk 6 cites
reddit.com 6 cites
stockbrokers.com 6 cites
youtube.com 5 cites
aviva.co.uk 4 cites
forbes.com 4 cites
Read is not cited

Vanguard converts reads into citations. Interactive Brokers doesn't.

When Claude or ChatGPT opens a brand's own pages while answering, does the page make the cited-sources list? Vanguard converts 43% of reads; Interactive Brokers just 0%. That gap is a content problem, not a visibility problem.

Vanguard · read 7×43%
Freetrade · read 3×33%
Hargreaves Lansdown · read 17×29%
AJ Bell · read 15×27%
Saxo · read 13×23%
Trading 212 · read 9×22%
InvestEngine · read 9×22%
Interactive Investor · read 19×21%
IG · read 10×20%
fidelity · read 19×16%
Full data table
#BrandVisibilityAvg. positionCitation shareRead→cited
1Capital.com40%2.20%—
2AJ Bell28%3.77%27%
3Trading 21225%2.72%22%
4Hargreaves Lansdown25%3.114%29%
5Vanguard20%3.27%43%
6InvestEngine17%3.63%22%
7Interactive Investor13%4.610%21%
8Freetrade13%4.93%33%
9fidelity10%3.87%16%
10IG8%2.64%20%
11Interactive Brokers8%2.80%0%
12Saxo8%3.63%23%
13Dodl8%5.20%—
14Wealthify7%4.53%100%
15Aberdeen5%5.00%—
Which AI you ask

The models do not agree on who leads.

Ask about investment platforms and the brand you are shown depends on the assistant: Claude → Freetrade, Gemini → Capital.com, ChatGPT → Capital.com. Their top-five lists share just 67% of names.

Claude recommends
Freetrade
named in 20% of its answers
Gemini recommends
Capital.com
named in 65% of its answers
ChatGPT recommends
Capital.com
named in 35% of its answers

Brands whose visibility swings most between models — the bar per model, widest gap on the right.

Capital.com 45pp
AJ Bell 20pp
Vanguard 20pp
Wealthify 20pp
Hargreaves Lansdown 15pp
fidelity 15pp
Freetrade 10pp
Trading 212 10pp
ClaudeGeminiChatGPT
The data behind this chart
BrandClaudeGeminiChatGPTSpread
Capital.com20%65%35%45pp
AJ Bell20%40%25%20pp
Vanguard10%30%20%20pp
Wealthify0%20%0%20pp
Hargreaves Lansdown20%35%20%15pp
fidelity15%0%15%15pp
Freetrade20%10%10%10pp
Trading 21220%30%25%10pp
IG5%15%5%10pp
Aberdeen0%10%5%10pp
What AI reads here

Editorial carry investment platforms.

Every page AI opened while answering, classified by what kind of page it is. Editorial supply the most citations; pricing convert best — 100% of the ones models opened were actually cited.

Editorial
121 cited · 6 read only
95% of reads cited
How-to guides
120 cited · 11 read only
92% of reads cited
Comparisons
92 cited · 9 read only
91% of reads cited
Product pages
45 cited · 1 read only
98% of reads cited
Documentation
31 cited · 8 read only
79% of reads cited
pricing
28 cited · 0 read only
100% of reads cited
Other
15 cited · 9 read only
63% of reads cited
Listicles
14 cited · 1 read only
93% of reads cited
The data behind this chart
Page typeCitedRead but not citedConversion
Editorial121695%
How-to guides1201192%
Comparisons92991%
Product pages45198%
Documentation31879%
pricing280100%
Other15963%
Listicles14193%
What gets cited

Answer up front is what separates cited from ignored.

Of the investment platforms pages models actually opened, how much more often each feature's pages ended up in the cited sources. Answer up front is worth 10 percentage points; hard statistics pages fare 12pp worse. Measured within the read population, so selection can't flatter it.

Answer up front +10pp
Specifications +4pp
Named author +2pp
Comparison table -0pp
Updated this year -1pp
Structured data -1pp
Hard statistics -12pp
The data behind this chart
FeaturePages withCited %Pages withoutCited %Difference
Answer up front29396%28885%+10pp
Specifications3394%54890%+4pp
Named author28291%29990%+2pp
Comparison table19890%38391%-0pp
Updated this year24690%33591%-1pp
Structured data22090%36191%-1pp
Hard statistics26484%31796%-12pp
Citation readiness

St James's Place builds pages AI can quote.

Readiness scores each brand's own pages on the structure models reward — a direct answer up front, tables, hard numbers, named authors, structured data, recency, specifications. Nutmeg is the widest gap: well-built pages that still aren't converting into citations.

BrandReadinessPages citedPages profiled
St James's Place 60 67% 6
Freetrade 41 19% 36
Moneybox 39 56% 9
AJ Bell 38 20% 54
Bestinvest 38 57% 7
Nutmeg 38 14% 7
Wealthify 36 54% 13
InvestEngine 33 53% 15
CMC Markets 32 57% 7
HSBC 32 13% 15

Readiness is the share of eight measurable structural signals present on a brand's profiled pages. It is a build-quality measure, not a ranking of the brand.

What the answers answer

The questions investment platforms pages have to settle.

Read straight off the pages AI cited: the consumer questions cited content answers most often. Content that fails to settle these is content models have no reason to quote.

What is a Junior ISA?
Who can open a Junior ISA?
What is the Junior ISA allowance?
What is a General Investment Account (GIA)?
What is the annual ISA allowance?
What is a SIPP?
How long does a pension transfer take?
When does the tax year end?
Keep exploring

Nineteen more categories.

Method: 20 unbranded consumer prompts per category, spread across the buying journey, run weekly against ChatGPT, Claude and Gemini. Read→cited uses Claude and ChatGPT only (Gemini does not separate the two). Correlational observations of model behaviour at the time of the run. Data from the run completed Sat, 17 Oct 2026 12:59:23 GMT.

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