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Finance · refreshed weekly

How AI wants price comparison sites

Money Saving Expert is the most desired price comparison sites brand the answers name: Desire 78% of maximum, above indifference. 13% of the 32 brands rated sit above indifference; the rest leave the models indifferent. The category is most divided on positive influence. The brand the answers name most often is Money.co.uk, not the category's market leader.

32 brands rated · 12 named in the answers · 60 AI answers behind presence · rated by ChatGPT, Claude, Gemini

Attraction Standing out: seen as superior, magnetic and influential.
Affinity Belonging: tied to identity, values and legitimacy, not just specifications.
Attachment Being returned to: an emotional bond, a dependable experience, part of the routine.
AttractionAffinityAttachment Each whorl lights one ring per index threshold cleared (84 / 92 / 100 / 108 / 116)

Indices: 100 = the average brand in the same category.Indices: 100 = the average brand across every category in the index. Desire % and status are absolute and read the same either way.

Price Comparison Sites

Every brand, named first

13% above indifference · 88% indifferent · 0% below · 32 brands

#Brand Desire indexDesire %Status AttractionAffinityAttachment SummaryNamed in
1 Money Saving Expert: Attraction 140, Affinity 129, Attachment 142Money Saving Expert: Attraction 129, Affinity 124, Attachment 140Money Saving Expert 137131 78% Above indifference 140129 129124 142140 Ahead on all threeAhead on all three 5%
2 Which?: Attraction 132, Affinity 138, Attachment 133Which?: Attraction 121, Affinity 132, Attachment 132Which? 135129 77% Above indifference 132121 138132 133132 Ahead on all threeAhead on all three 8%
3 Compare the Market: Attraction 131, Affinity 110, Attachment 123Compare the Market: Attraction 121, Affinity 105, Attachment 122Compare the Market 121116 69% Above indifference 131121 110105 123122 Ahead on all threeChosen, not loved 17%
4 Money.co.uk: Attraction 103, Affinity 107, Attachment 110Money.co.uk: Attraction 95, Affinity 102, Attachment 109Money.co.uk 107102 61% Indifferent 10395 107102 110109 Relied on, not excitingAverage on all three 18%
5 Go.Compare: Attraction 110, Affinity 102, Attachment 105Go.Compare: Attraction 101, Affinity 98, Attachment 104Go.Compare 106101 61% Indifferent 110101 10298 105104 Noticed, not returned toAverage on all three 8%
6 Uswitch: Attraction 101, Affinity 100, Attachment 109Uswitch: Attraction 93, Affinity 96, Attachment 108Uswitch 10399 59% Indifferent 10193 10096 109108 Average on all threeAverage on all three 2%
7 Moneyfacts Compare: Attraction 96, Affinity 113, Attachment 97Moneyfacts Compare: Attraction 89, Affinity 108, Attachment 96Moneyfacts Compare 10298 59% Indifferent 9689 113108 9796 Credible, not first choiceCredible, not first choice 2%
8 MoneySuperMarket: Attraction 100, Affinity 97, Attachment 106MoneySuperMarket: Attraction 92, Affinity 93, Attachment 105MoneySuperMarket 10197 58% Indifferent 10092 9793 106105 Average on all threeAverage on all three 8%
9 Finder: Attraction 99, Affinity 97, Attachment 104Finder: Attraction 91, Affinity 93, Attachment 103Finder 10096 58% Indifferent 9991 9793 104103 Average on all threeAverage on all three 3%
10 Confused.com: Attraction 100, Affinity 96, Attachment 102Confused.com: Attraction 92, Affinity 92, Attachment 101Confused.com 9995 57% Indifferent 10092 9692 102101 Average on all threeAverage on all three 8%
11 Tesco Bank: Attraction 93, Affinity 101, Attachment 104Tesco Bank: Attraction 86, Affinity 97, Attachment 103Tesco Bank 9995 57% Indifferent 9386 10197 104103 Average on all threeRelied on, not exciting 3%
12 Homebox: Attraction 95, Affinity 99, Attachment 94Homebox: Attraction 88, Affinity 95, Attachment 93Homebox 9692 55% Indifferent 9588 9995 9493 Average on all threeCredible, not first choice 2%
Rated but never named (20)

The models rated these brands when asked, but none of the category's answers named them.

#Brand Desire indexDesire %Status AttractionAffinityAttachment SummaryNamed in
— Plum: Attraction 123, Affinity 117, Attachment 129Plum: Attraction 113, Affinity 112, Attachment 127Plum 123117 70% Above indifference 123113 117112 129127 Ahead on all threeAhead on all three 0%
— MusicMagpie: Attraction 117, Affinity 112, Attachment 112MusicMagpie: Attraction 108, Affinity 107, Attachment 111MusicMagpie 114109 65% Indifferent 117108 112107 112111 Ahead on all threeRelied on, not exciting 0%
— Money To The Masses: Attraction 104, Affinity 110, Attachment 114Money To The Masses: Attraction 96, Affinity 106, Attachment 113Money To The Masses 109105 63% Indifferent 10496 110106 114113 Relied on, not excitingRelied on, not exciting 0%
— Forbes Advisor: Attraction 107, Affinity 107, Attachment 107Forbes Advisor: Attraction 99, Affinity 102, Attachment 106Forbes Advisor 107102 61% Indifferent 10799 107102 107106 Average on all threeAverage on all three 0%
— Snoop: Attraction 106, Affinity 110, Attachment 106Snoop: Attraction 97, Affinity 105, Attachment 105Snoop 107103 62% Indifferent 10697 110105 106105 Credible, not first choiceAverage on all three 0%
— Bought By Many: Attraction 109, Affinity 110, Attachment 103Bought By Many: Attraction 100, Affinity 106, Attachment 102Bought By Many 107103 62% Indifferent 109100 110106 103102 Credible, not first choiceAverage on all three 0%
— Checkatrade: Attraction 100, Affinity 97, Attachment 105Checkatrade: Attraction 92, Affinity 93, Attachment 104Checkatrade 10096 58% Indifferent 10092 9793 105104 Average on all threeAverage on all three 0%
— Please Connect Me: Attraction 95, Affinity 97, Attachment 93Please Connect Me: Attraction 87, Affinity 93, Attachment 92Please Connect Me 9591 54% Indifferent 9587 9793 9392 Average on all threeCredible, not first choice 0%
— Bean: Attraction 91, Affinity 96, Attachment 94Bean: Attraction 84, Affinity 92, Attachment 93Bean 9389 54% Indifferent 9184 9692 9493 Average on all threeRelied on, not exciting 0%
— Emma: Attraction 93, Affinity 91, Attachment 96Emma: Attraction 86, Affinity 87, Attachment 95Emma 9389 53% Indifferent 9386 9187 9695 Average on all threeRelied on, not exciting 0%
— Quotezone: Attraction 93, Affinity 94, Attachment 90Quotezone: Attraction 85, Affinity 90, Attachment 89Quotezone 9288 53% Indifferent 9385 9490 9089 Liked, not chosenBehind on all three 0%
— NimbleFins: Attraction 89, Affinity 93, Attachment 88NimbleFins: Attraction 82, Affinity 89, Attachment 87NimbleFins 9086 52% Indifferent 8982 9389 8887 Liked, not chosenBehind on all three 0%
— Candid Insurance: Attraction 87, Affinity 99, Attachment 79Candid Insurance: Attraction 80, Affinity 95, Attachment 78Candid Insurance 8885 51% Indifferent 8780 9995 7978 Liked, not chosenLiked, not chosen 0%
— CompareNI: Attraction 89, Affinity 89, Attachment 83CompareNI: Attraction 82, Affinity 85, Attachment 82CompareNI 8783 50% Indifferent 8982 8985 8382 Behind on all threeBehind on all three 0%
— Currenxie: Attraction 82, Affinity 91, Attachment 87Currenxie: Attraction 75, Affinity 87, Attachment 87Currenxie 8783 50% Indifferent 8275 9187 8787 Liked, not chosenBehind on all three 0%
— Sezzle: Attraction 93, Affinity 81, Attachment 85Sezzle: Attraction 85, Affinity 77, Attachment 84Sezzle 8682 49% Indifferent 9385 8177 8584 Noticed, not returned toBehind on all three 0%
— Bip: Attraction 81, Affinity 84, Attachment 78Bip: Attraction 74, Affinity 81, Attachment 77Bip 8178 47% Indifferent 8174 8481 7877 Behind on all threeBehind on all three 0%
— Yolt: Attraction 85, Affinity 80, Attachment 78Yolt: Attraction 78, Affinity 76, Attachment 77Yolt 8177 46% Indifferent 8578 8076 7877 Behind on all threeBehind on all three 0%
— DivideBuy: Attraction 81, Affinity 76, Attachment 73DivideBuy: Attraction 74, Affinity 73, Attachment 72DivideBuy 7773 44% Indifferent 8174 7673 7372 Behind on all threeBehind on all three 0%
— Melio: Attraction 75, Affinity 80, Attachment 71Melio: Attraction 69, Affinity 76, Attachment 70Melio 7572 43% Indifferent 7569 8076 7170 Behind on all threeBehind on all three 0%

Indexed against the average of the 32 indexed price comparison sites brands, so 100 is the category average and a brand is read against the rivals it actually competes with.Indexed against the average of every indexed brand in the whole index — 2,582 brands across 67 categories — so 100 is the average brand anywhere here and a number reads the same on every board. 32 price comparison sites brands rated by the assistants in the latest weekly run; Named in is the share of 60 AI answers that name each brand.

Feature profile

What this category is rated on

The brands are most divided on positive influence: Money Saving Expert is rated 6.7 and Melio 3.0 on the 1–7 scale, a spread of 111 against the feature's usual spread (100 = as contested as usual). Against every category, price comparison sites is rated highest on reinforced experience (103) and lowest on emotional magnetism (79).

FeatureDriverCategory meanVs all categories
Perceived superiority Attraction 4.4/7 98
Emotional magnetism Attraction 2.9/7 79
Positive influence contested Attraction 4.3/7 96
Identity & belonging Affinity 3.6/7 95
Values & integrity Affinity 4.0/7 98
Trust & legitimacy Affinity 4.8/7 95
Emotional bond Attachment 4.1/7 99
Reinforced experience Attachment 4.0/7 103
Part of my routine Attachment 4.0/7 95

A feature's category mean is the average of its brands' ratings, 1–7. Vs all categories indexes it against every indexed brand across every category (100 = the average brand anywhere). The contested feature is the one the category's brands are most spread on, measured against how spread that feature usually is.

Stated vs revealed

Rated well is not the same as named

Across the 32 brands, how highly the models rate a brand when asked and how often their answers name it go loosely together (rank correlation 0.46).

Rated well, rarely named

  • Money Saving Expert78% Desire · named in 5%
  • Plum70% Desire · named in 0%
  • MusicMagpie65% Desire · named in 0%
  • Money To The Masses63% Desire · named in 0%
  • Bought By Many62% Desire · named in 0%

Showing 5 of 11.

Named, not desired

  • Money.co.uknamed in 18% · 61% Desire
  • Confused.comnamed in 8% · 57% Desire
  • Go.Comparenamed in 8% · 61% Desire
  • MoneySuperMarketnamed in 8% · 58% Desire
  • Findernamed in 3% · 58% Desire

Showing 5 of 6.

Rated well, rarely named: Desire above the category median, named in 5% of answers or fewer. Named, not desired: among the most-named quarter of the category, yet indifferent or below. A relationship inside one week's run, never a cause.

Model agreement

Where the models disagree

The models broadly agree on these brands (mean correlation 0.81 across 3 pairs: ChatGPT–Claude 0.82 · ChatGPT–Gemini 0.84 · Claude–Gemini 0.76). Still, 179 of 991 brand-statement ratings (18%) split by 2 points or more on the 1–7 scale, and the typical brand's Desire differs by 10 points between its most and least generous model.

BrandStatementRated highestRated lowest
YoltControl Claude 6 Gemini 2
YoltDigital experience Claude 6 Gemini 2
YoltSimplify Claude 6 Gemini 2
YoltWealth ChatGPT 6 Gemini 2
Bought By ManyAdvocacy Gemini 6 Claude 3

The widest 5 of 179 splits.

Across the whole index, on the same brands: Gemini rates +4.5 points of Desire % against its peers; ChatGPT rates −1.7 points of Desire % against its peers; Claude rates −3.0 points of Desire % against its peers. A generous model lifts every brand it rates, which is why scores are combined across models and indexed within the category.

Distinctive statements

What sets the leading brands apart

For the category's leading named brands, the glossary statements each is rated furthest above and below the category's average, in points on the 1–7 scale.

Money Saving Expert
Above the categoryWould miss it +2.8, Advocacy +2.4, Good reputation +2.1
Below the categoryExclusive experience −0.3, Self-expression −0.2
Which?
Above the categoryLeader +2.6, Good reputation +2.4, Would miss it +2.4
Below the categorySimplify −0.2, Energised −0.1
Compare the Market
Above the categoryLeader +1.9, Advocacy +1.7, Good reputation +1.4
Below the categoryTransparent −0.1, Integrity −0.1, Sustainability −0.0
Money.co.uk
Above the categoryWealth +0.8, Would miss it +0.8, Good reputation +0.7
Below the categoryUnique −0.5, Energised −0.4, Sustainability −0.3
Go.Compare
Above the categoryLeader +0.9, Simplify +0.8, Wealth +0.8
Below the categoryUnique −0.2, Good feeling −0.1, Transparent −0.1

Method & limitations

Every week, ChatGPT, Claude and Gemini are each asked directly, the way a survey asks a respondent, to rate every brand in the category on the 31 statements of the Havas Science of Desire glossary, on the survey's own 1–7 agreement scale. Statements roll up to nine features and the three Drivers of Desire (a feature is the mean of its statements; a driver is the sum of its three features, out of 21; Desire is the sum of the drivers, out of 63). Each brand is indexed against the average brand in its own category — 100 is the category average, 115 is fifteen per cent above it — and the Vs all categories switch re-indexes the same scores against every indexed brand in the index. Desire % is Desire as a share of its maximum. A brand is above indifference when its Desire is above two-thirds of its maximum (42 of 63), below indifference at or under one-third (21), and indifferent in between. The summary beside each brand says where it stands on the three drivers: an index of 110 or more counts as ahead, 90 or less as behind.

These are the assistants' own ratings when asked. They are not a survey of people and not an endorsement, and they are not read from what the assistants happen to say in an answer: the answers to the category's unbranded consumer prompts are used only to count how often each brand is named, and as supporting evidence. Relationships between ratings and how often a brand is named are correlational. A brand is indexed only when all 31 statements have been rated in a run by at least two models, and a category needs at least 4 such brands to get a board. See the full methodology.