2 insurance categories, each asked the questions real UK consumers ask, every month. Do they behave like one market or several? On the measures below, Insurance behaves like one market.
Each strip is one measure. The grey band is the programme's full range; the gold span is where Insurance's sub-categories sit inside it, one dot each. A ratio under 1 means they cluster tighter than the programme — a category with a shared logic — and over 1 means they are further apart than categories chosen at random.
| Measure | Sub-category | Value | Within-category spread | Programme spread | Ratio |
|---|---|---|---|---|---|
| Concentration | Home Insurance | 46% | 5.2 | 14.6 | 0.36 |
| Car Insurance | 35% | ||||
| Leader visibility | Car Insurance | 23% | 3.3 | 22.7 | 0.15 |
| Home Insurance | 17% | ||||
| Read → cited | Car Insurance | 32% | 1.8 | 11.8 | 0.15 |
| Home Insurance | 28% | ||||
| Model agreement | Home Insurance | 50% | 0.0 | 34.1 | 0.00 |
| Car Insurance | 50% |
The most-named brand in each sub-category's answers. No brand leads more than one sub-category here — each is its own contest. 2 of the 2 leaders are upsets: not the market leader the programme seeded.
The independent sources AI cites in the answers — counted only where they appear in the top sources of at least two of Insurance's sub-categories. moneyhelper.org.uk is trusted across 2 of 2: the place a insurance brand needs to be seen whatever it sells.
When Claude or ChatGPT opens a brand's own page while answering, how often does it make the cited sources? Insurance's sub-categories convert alike — a shared content problem, or a shared solution.
Method: every sub-category runs 20 unbranded consumer prompts monthly against ChatGPT, Claude and Gemini. Alikeness compares each measure's spread within Insurance to its spread across every category in the programme (population standard deviations); model agreement is the share of models naming the same leader; read→cited uses Claude and ChatGPT only. Correlational observations of model behaviour at the time of each run. Data updated Wed, 02 Sep 2026 05:12:34 GMT.